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Protect Your Future Today

Whole Life

Guaranteed Issue Whole Life

Whole Life

Polices that provides lifelong coverage and builds cash value over time. Whole life policies remain active as long as premiums are paid. The cash value component grows tax-deferred, and policyholders can borrow against or withdraw from it, subject to certain conditions. 

Term Life

Guaranteed Issue Whole Life

Whole Life

Policies provides coverage for a specific period (the "term") & pays out a death benefit to beneficiaries if the insured person dies during that term. Often favored for its affordability and suitability for temporary needs like covering a mortgage or raising children.

Guaranteed Issue Whole Life

Guaranteed Issue Whole Life

A type of permanent life insurance that provides coverage for your entire life & guarantees acceptance without requiring a medical exam or health questions. This makes it a good option for individuals with pre-existing health conditions who may be denied coverage by traditional life insurance policies.

Indexed Universal Life Insurance

A permanent life insurance that combines a death benefit with a cash value component that earns interest based on the performance of a chosen stock market index. Unlike traditional universal life insurance, which has a fixed interest rate, IUL offers the potential for higher growth based on the index's performance, but also includes a guaranteed minimum interest rate to protect against losses

Final Expense Insurance

A type of life insurance designed to cover the costs associated with a person's death, such as funeral expenses, medical bills, and other debts. It's typically a smaller, more affordable policy compared to other life insurance options, often ranging from $2,000 to $50,000 in coverage

Buy and Sell Arrangements

Legal contracts between business partners that outline how ownership will be transferred if a partner dies, becomes disabled, retires, or otherwise leaves the business. Often used to fund these agreements, providing the necessary capital for the remaining partners or the business to purchase the departing partner's share. 

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